/* Shared styles for the letters archive, key-term guides, terms page and the risk warning footer. */
.lead{font-size:18px;line-height:1.7;color:#d9d6cd;max-width:680px;margin:0 0 30px}
.note{font-size:12px;color:#9ba2a6;border-top:1px solid #4a4236;padding-top:18px;margin-top:40px;line-height:1.7}
.hub-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin:0 0 36px}.hub-actions .cta{margin-top:0}
.ghost{border:1px solid #8e744b;border-radius:7px;padding:14px 20px;font-size:14px;color:#f1e3c4}.ghost:hover{border-color:var(--gold);color:var(--gold)}
.cards{display:grid;gap:14px}.cards.grid3{grid-template-columns:repeat(3,minmax(0,1fr));margin-bottom:36px}
.card{display:flex;flex-direction:column;gap:10px;border:1px solid #8e744b55;border-radius:14px;padding:22px;background:#12171a;transition:border-color .2s,transform .2s}
.card:hover{border-color:var(--gold);transform:translateY(-2px)}
.card-title{font:normal 22px/1.25 Georgia,serif;color:#f7f5ef}.card-text{color:#c3c5c6;font-size:14px;line-height:1.65;flex:1}
.meta{color:var(--gold);font-size:11px;letter-spacing:.16em;text-transform:uppercase;display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.tags-line{color:#9da2a8;letter-spacing:.08em}.more{color:var(--gold);font-size:13px}
.badge{background:var(--gold);color:#15120e;border-radius:20px;padding:3px 9px;font-size:10px;letter-spacing:.1em;font-weight:700}
.letter-card .card-title{font-size:24px}
.crumbs{font-size:13px;color:#9da2a8;margin-bottom:22px}.crumbs a{color:var(--gold)}.crumbs a:hover{text-decoration:underline}
.ask-box{display:flex;align-items:center;gap:18px;flex-wrap:wrap;border:1px solid #d7b77b66;border-radius:14px;padding:22px;margin:40px 0;background:linear-gradient(135deg,#1a1814,#101416)}
.ask-box .mark{font-size:40px;color:var(--gold);line-height:1}.ask-box div{flex:1;min-width:200px}.ask-box p{margin:4px 0 0;color:#c3c5c6;font-size:14px;line-height:1.6}.ask-box .cta{margin-top:0}
.small-h{font:normal 20px Georgia,serif;color:#f1e3c4;margin:10px 0 14px}
.chips{display:flex;flex-wrap:wrap;gap:9px}.chip{background:#181d1f;color:#e6e4de;border:1px solid #54462f;border-radius:25px;padding:9px 16px;font-size:13px}.chip:hover{border-color:var(--gold);color:var(--gold)}
.risk-box{border:1px solid #d7b77b88;border-left:4px solid var(--gold);border-radius:10px;padding:18px 20px;background:#16140f;line-height:1.75;color:#ece6d6;margin-bottom:10px}
.prose ul{padding-left:20px}
footer .risk{margin:12px 0 0;line-height:1.7}footer .risk strong{color:#e5c68d}
@media(max-width:820px){.cards.grid3{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:560px){.cards.grid3{grid-template-columns:1fr}.lead{font-size:16px}.hub-actions a{flex:1 1 100%;text-align:center}.ask-box .cta{width:100%;text-align:center}}